Live on Google Play · iOS coming soon

Every other Zcash wallet lets you hold private money.
Zapp lets you spend it.

Buy it in your local currency, spend it at a merchant, cash out to your bank app. All from a shielded balance. Available now on Google Play.

Zapp for Android is live on Google Play

No invite, no waitlist. Install Zapp straight from Google Play, a full shielded ZEC wallet with end-to-end encrypted chat, in-chat payments, and a no-KYC onramp and offramp built in.

Download on Google Play

How in-chat ZEC payments work

Payments run on the shielded ZEC wallet built into the app. No external wallet to connect.

1

Open a conversation

Start or open a chat with any contact in Zapp. Your conversations are end-to-end encrypted.

2

Tap the payment icon and select amount

Inside the chat thread, tap the ZEC payment button. Enter the amount you want to send from the wallet built into the app.

3

ZEC sent, inside the chat

The transaction completes without leaving the conversation. Your contact sees the payment in the thread. Shielded by default.

Privacy by design

  • End-to-end encrypted conversations
  • No phone number required to sign up
  • Shielded ZEC transactions by default: amount and recipient not on a public ledger
  • No message metadata sold or shared
  • Open source under AGPL-3.0, so every claim above is checkable

Getting ZEC in the first place

Buy ZEC matches you with a merchant and you pay them in your own currency, on the payment app you already use. The purchase settles as USDC in your own account on Base and converts straight through to shielded ZEC in your wallet. No exchange account, no custodian, and no identity check.

If you close the app or reinstall it, the order resumes on the same recovery phrase and finishes where it left off.

P2P.meP2P.me protocol

Turn ZEC into local cash

Two independent rails, both peer-to-peer. Scan a merchant's payment code, or enter your own payment ID, and a verified peer on the P2P.me protocol settles the local currency, secured by on-chain escrow. Live today in India (UPI), Brazil (PIX), Indonesia (QRIS), Argentina (Mercado Pago) and Venezuela (Pago Móvil), with Nigeria and Colombia next.

Or post an order on Peer and a buyer pays you directly on Revolut, Zelle, Chime or Monzo, in US dollars, euros or pounds sterling, from a 20 USDC minimum. The protocol releases your USDC against their payment proof. No exchange account, no KYC, no paperwork on either rail.

P2P.meP2P.me protocol

PeerPeer (ZKP2P) on Base

Read the code

Zapp is open source. The Android app, the iOS app and the peer-to-peer messaging SDK are all public under AGPL-3.0 at github.com/JustZappIt. Nothing above needs to be taken on trust.